"He who dwells in the secret place of the Most High shall abide under the shadow of the Almighty. I will say of the LORD, 'He is my refuge and my fortress; my God, in Him I will trust.' "
Where is "the secret place of the Most High"? It is the place of godly humility. Only those who will, as 1 Pet. 5:6 says, "Humble [themselves] under the mighty hand of God," ever find themselves under the Almighty's "shadow," or "wing," (v. 4).
Note from this psalm that danger, sin, pestilence, and warfare are all *very* near the godly soul, even right at hand; but that the quieted, calm, trusting heart rests assured, free of fretting, even *closer* to God. Because of the Lord's presence, he is immune from terror.
[Puritan quote of the day: "If there is a blessed life before we come to heaven, it is the contented life. . . . Man, of all creatures, has the least cause to be discontented. Can you deserve anything from God? Does He owe you anything?" --Thomas Watson, in "The Art of Divine Contentment"]